Marian Financial Services, Inc. — Fee-Only Fiduciary Registered Investment Adviser
A fiduciary is legally required to act in your best interest at all times. Marian Financial Services, Inc. is a fee-only Registered Investment Adviser (RIA) and always operates as a fiduciary. We never sell commission-based products.
Richard Mark Allison, CFP®, CASL®, CMFC® is the President and 100% owner of Marian Financial Services, a Registered Investment Adviser (RIA). His first day at this RIA firm was October 1, 2008. He has been a practicing Certified Financial Planner® since December 1, 1992 — over 33 years of experience.
He grew up in Little Rock, Arkansas and has lived in Florida since 2002. Mr. Allison is a former Branch Manager II for Charles Schwab & Co., Inc. He previously held the Series 7, 9, 10, 24, and 63 licenses. He currently holds the Series 65 license and a Florida Real Estate Sales Associate License (since 2006).
We provide fee-only portfolio management (Model ETF portfolios and individual stock portfolios), retirement planning, 401(k)/IRA rollover guidance via Pontera, and estate planning coordination through Estate Guru. We do not sell insurance or commission-based products.
We do not offer Alternative Investments due to the fact that they are higly illiquid and hard to price.
Our primary custodian is Charles Schwab & Co., Inc. We can also accomodate clients who prefer Fidelity through our relationship with AssetMark.
We charge only fees: Assets Under Management (AUM) ranging from 1.25% down to 0.50% based on account size, flat fees (ranging from $1,200 to $2,400), or hourly rates depending on the services requested ($250 hr). We receive no commissions. See "Our Investment Advisory Agreement" on our Home page for more details.
Model ETF portfolios (Moderate, Moderately Aggressive, Aggressive), CD/Money Market portfolios, and Individual Stock portfolios including Blue Chip Dividend, Competitive Advantage, Equal Weight S&P 500 Sectors, and Momentum strategies.
Yes. If you are a small business owner who has an existing 401k that you are not happy with, then give Rick a call. He has relationships with Vestwell, AssetMark, Gusto 401k and can accomodate Solo 401ks either through TPA Experts, Fidelity or Charles Schwab.
Through our partnership with Pontera, we can manage your 401(k), 403(b), 457, or other employer plans directly inside the plan without requiring a rollover.
We coordinate estate planning documents (wills, living trusts, powers of attorney, etc.) through Estate Guru. Attorneys licensed in your state of residence draft the documents. We are not attorneys and do not draft legal documents. We are a notary and can help notarize prepared legal documents from Estate Guru.
We are licensed in Florida (home office in St. Johns / Jacksonville), California, Louisiana, and Texas. We can help clients in other states via a de minimus exemption of having less than 6 clients (households) in other states that we are not licensed in.
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Call Rick Allison at 904-460-2700 or email rick@marianfs.com to schedule a no-obligation initial consultation.