About Marian Financial Services, Inc.
The difference between those who are successful and those who are not is real simple - an indispensible Financial Plan.
We are a Registered Investment Adviser based in the State of Florida and also licensed in CA, LA and TX. More importantly, we are a fiduciary who acts in your best interests.
Certified Financial Planner® - Our CFP®, Mr. Allison, has been licensed since December 1st, 1992, and has the experience and knowledge to craft custom solutions to help you achieve the things that are most important to you.
Lookout!
This shady character is an expert at prying your hard earned money away from you. Where he gets you is by convincing you to invest in things that are not publicly traded or listed on a major stock exchange. Most of the time it is a Private Placement, a Non-Publicly Traded REIT, phony crypto, Private Credit or a Promissory Note. If you invest with him, you can kiss your money goodbye. He is an expert thief!
Its all about the Benjamins!
"Investing" with this guy only benefits him, not you. He locks you into insurance products with high commissions and long surrender periods of 10 years or more! Typically, insurance agents are the most inexperienced people out there when it comes to Financial Planning. Did you know that they cannot offer Financial Planning unless they are affiliated with a Registered Investment Adviser?
Supersalesman
Billy Banks will try and sell you Mortgages, Home Equity Lines, Credit Cards, Mutual Funds, Variable Annuities, and who knows what else. Billy has a revenue quota to hit. You'll end up with something that you didn't know you needed when you walked into that bank!
Where are you on your journey?
Let's Start Investing
We can help you get started investing with as little as $100 per month. We even include a Financial Plan in the process. This requires linking all asset and liability accounts through Right Capital® Financial Planning software and their account aggregation service.
A lot of times, people just starting out have more liabilities than they would like. With our Financial Planning expertise, we can show you a strategy to reduce your debt over time and get you to a point where you can sock away more money.
Portfolio Management for Single Clients or One-Income Families
Our portfolio management option for younger single clients or a one-income family starts as low as $25,000, Financial Plan included. This requires linking all asset and liability accounts through Right Capital® Financial Planning software and their account aggregation service.
With this plan, we want to help you with a Financial Plan and get you a strategy to move forward. Your account would be held at Charles Schwab & Co., Inc. or another qualified custodian.
Portfolio Management for Two-Incomes Families
We have been managing portfolios and protecting client assets for a long time. We are primarily a Stocks, and Exchange Traded Funds (ETF) Portfolio Manager. We have several Stocks and ETF Portfolios that we manage, plus the ability to customize your portfolio at Charles Schwab & Co., Inc. or another qualified custodian.
Financial Planning is a critical area that should not be neglected, especially for two-income households. A Financial Plan is included at no additional cost. We use Right Capital® as our Financial Planning software vendor because of their enhanced level of security. They do not need or store your personal information. They do not need your account numbers in order to provide their services. See the "Data Security" link on our Main Menu.
Portfolio Management with Retirement Readiness
At this stage of life, it is time to start planning for retirement. You have been in the accumlation phase and you are close to the distribution phase. Information overload takes over and we have a solution to help. Our Right Capital® Financial Planning software can pull everything together. You link your assets and liability accounts, then you can see everything you own and owe in one place. You will know the best way to plan for future distributions, how and when to take your Social Security, how taxes will effect your decisions and figuring out your pension distributions options. All this and more including a Financial Plan. Your accounts would be held at Charles Schwab & Co., Inc. or another qualified custodian.
At this level, we can manage your portfolio and if you want a Stock Portfolio, then we can design a stock portfolio specifically for you. We can also manage your stock portfolio along with an ETF Portfolio. Either in one account, or separate accounts. Your accounts would be held at Charles Schwab & Co., Inc. or another qualified custodian.
Portfolio Management and Distribution Planning
Now, we need to look at how we can make the most tax-advantaged withdrawals in retirement. Should you take a lump-sum pension distribution? When should you take Social Security? What will my taxes look like in retirement? When might a Roth Conversion be appropriate? What does your retirement cash flow look like? Without a Financial Plan, you will never know the answers to these important questions. A Financial Plan is included for no additional fee. Your accounts would be held at Charles Schwab & Co., Inc. or another qualified custodian.
At this level, we can continue to manage your ETF portfolio or if you want a Stock Portfolio, or combination ETF and Stock Portfolio, then we will take care of this process for you. We will include your distribution planning needs in our Portfolio Design. Your account will be held at Charles Schwab & Co., Inc. or another qualified custodian.