Published: May 10, 2026 • By Rick Allison, CFP®
What is Pontera?
Pontera is a company that allows investment advisers like our firm to manage your 401(k), 403(b) or 457 plan account without you having to do an IRA Rollover. Not all retirement plan providers allow Pontera access to their plan participant accounts, but the majority do.
This may be a good alternative as opposed to an IRA Rollover.
Do you have a 401(k)? A 403(b)? A 457 plan? Are you thinking about an IRA Rollover? If you have been terminated from employment, or you are older than 59 1/2, then an IRA Rollover may be appropriate.
If you are older than 59 1/2, then you can also consider doing a partial IRA Rollover while you are still working. These are called "In-Service Withdrawals". This may be beneficial for you if you dislike the investment options inside your retirement plan.
Important: Every situation is different. We analyze potential IRA Rollovers and compare whether using Pontera is a better option for each client.
Would you like to discuss whether an IRA Rollover or utilizing Pontera may be right for you? Call Rick at (904) 460-2700.
This article is for informational purposes only and does not constitute legal advice, personalized investment or tax advice. Please consult with your legal or tax professional before making any decisions.